Every time I tell my Personal Financial Management Workshop participants that they need to make a budget to start with, I always hear comments like this:
“I don’t have enough money to budget.”
“My salary is just not enough for me to make a budget.” Continue reading “How To Make A Successful Budget”
Looking back at what happened to me years ago, I asked myself, “Why a lot of Filipinos are still broke?” I started to list down possible things that may have contributed to Filipinos being broke and here’s my list: Continue reading “Why A Lot of Filipinos Are Still Broke”
You’re probably wanting to find a fast solution to paying off your debt. The truth is, there is no easy way. I even searched online with the keywords ‘How To Pay Off Debt Fast’ but when I read the articles, it will still take many months or years before you can actually pay it off. Continue reading “A Realistic Way To Pay Off Your Debt”
You have probably noticed that I have a fair amount of articles about debt collectors, and that is because I have a lot of experience with them. We share a very ‘complicated’ past together that I have grown fond of them.
As in every relationship, your bond with your debt collector has an Continue reading “How to Pay Your Debt: Dealing With Debt Collectors”