How to Stay Within Your Budget and Still Enjoy

When I conduct my Personal Financial Management Workshop and I get to the part where I teach participants to budget, most of the time they always say that it’s hard to do it.

It’s not hard…it’s just that you think it’s hard.  Change the way you think and everything else will follow. Continue reading “How to Stay Within Your Budget and Still Enjoy”

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How Can I Pay Multiple Debt?

You might be in the same situation I was before; we were buried with debt from all sides that we don’t even know what to do with it anymore.  Sometimes we just want to stay in bed just wishing that when we wake up all our troubles are gone.

But then again, problems don’t just go away – you have to face it.  The first thing you need to really understand when it comes to paying off your debt is Continue reading “How Can I Pay Multiple Debt?”

How To Pay Off Your Credit Card: Debt Collector’s Secret 3

In my previous articles, I have shared with you 3 tips on what to do when credit card debt collectors call you.  I have also told you that they cannot legally bring you to court and why sometimes you just have to be patient and let your account be delinquent for a long time so you can have more leverage and get a good deal from your debt collectors. Continue reading “How To Pay Off Your Credit Card: Debt Collector’s Secret 3”

How To Pay Off Your Credit Card: Debt Collector’s Secret 2

The fastest way to solve a debt problem is to run away from it, however, the consequence is devastating.  Although, in my last article, I seem to give you an idea that you should not be afraid of debt collectors, I still believe that we will reap what we sow.  If we don’t pay our debt, we will soon suffer the consequences of our actions. Continue reading “How To Pay Off Your Credit Card: Debt Collector’s Secret 2”